Disclosures

Who we are

The Retirement Life and Arseneau Financial LLC are separate legal entities. Financial planning and investment advisory services are offered through Arseneau Financial LLC, a registered investment adviser located in Westerville, Ohio, doing business as The Retirement Life. Arseneau Financial LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

How we are paid

Our services are fee-based. Planning services are provided for a disclosed flat fee, and ongoing investment management is provided for a disclosed percentage of assets under management. When insurance products are implemented as part of protection planning, we may also receive compensation from insurance placement. All compensation is disclosed before engagement. Our services should never be described as fee-only.

Fiduciary standard

Rc Arseneau is a CERTIFIED FINANCIAL PLANNER™ professional and is subject to the CFP Board’s fiduciary standard for all financial planning advice, including protection planning, and is a state-registered investment adviser representative in Ohio.

Coaching, course, and testimonials

Retirement coaching, the Unwrapping Retirement course, our books, and the podcast are educational offerings of The Retirement Life and are not investment advice. Course feedback published on this website relates solely to the Unwrapping Retirement educational course; it is not a testimonial regarding the investment advisory or financial planning services of Arseneau Financial LLC.

Tax and legal services

Rc Arseneau is not a certified public accountant and not an attorney. Tax preparation services, when offered, are provided by Vincere Tax, a separate third-party tax firm. Estate planning is coordinated and facilitated with qualified attorneys; we do not provide legal services.

Website content

This website is limited to the dissemination of general information pertaining to our services, together with access to additional educational content. It is not investment, tax, or legal advice, and it is not a solicitation to effect transactions in securities or to render personalized investment advice for compensation over the internet. Investments involve risk and, unless otherwise stated, are not guaranteed. Always consult a qualified professional before implementing any strategy. A copy of Arseneau Financial LLC’s current written disclosure statement discussing our business operations, services, and fees is available at the SEC’s investment adviser public information website (adviserinfo.sec.gov) or upon written request.

Podcast

The Retirement Life Podcast is intended for general information, educational, and entertainment purposes and is not intended to provide financial, legal, medical, health, or lifestyle advice. The opinions expressed are those of the participants. The podcast is not a solicitation for investment or financial planning services through Arseneau Financial LLC.